Retirement Buckets: Grow your wealth and safeguard your income

I’ve heard that I should “own my age” in bonds but I’m worried that I’ll run out of money in retirement with such a conservative portfolio.  Is there another way? This is a post I wrote for my other blog, but is just as important for doctors as anyone else.  The only difference is that, if you are incorporated, some…

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Uncalculated risks

There are no solutions, only trade-offs.Thomas SowellYou can only calculate risk in hindsight.  You can't know the actual risk going forward because you don't have the data yet.  Things change.  The best you can hope for is a fuller and more accurate understanding of the range of outcomes from any given decision.  Past data can be helpful, but good decisions…

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Book review: Reboot your Portfolio

Today we have a guest post from Stefan Scott, a flat-fee financial planner from BC.  I know Stefan personally.  He's a smart, hard-working guy who specializes in helping physicians get on the path to financial independence using an evidence-based approach.  His business is called House Calls Financial Planning and his email is  If you have any questions for him,…

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