A cold hard look at buying a house

At the last moneySmartMD course a young physician asked a great question: "How can I figure out how much is reasonable to spend on a house?  It seems like the longer I wait, the less affordable they get.  What's the best approach?"This is one of those big, tough questions that deserves a thoughtful answer, so I thought I'd brush up…

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One more year syndrome

Dr. Cathy had been working as an internist for almost three decades.  She made a good income, spent with restraint, and saved consistently.  Based on her financial plan, she knew how much money she needed to retire.  As the finish line approached, she got more and more excited for the freedom she’d be able to enjoy.   But, then other feelings…

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