Retirement planning: Don’t leave money on the table

You work hard for your money.  You’re accumulating wealth by being responsible with your spending and saving decisions.  Why?  So that you can use that money to enjoy a long, happy retirement.  But, contrary to most financial planning assumptions, research shows that few retirees manage the decumulation of their assets well.  Most are leaving money on the retirement table.Some people…

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How to think about bear markets

I heard someone smarter than me say on a podcast recently, “We don’t react to the events in our lives.  We react to our interpretation of those events.”  He was talking about mental health and mindfulness. But that wisdom, which I think might be Stoic in origin, can also be applied to investing.As I write this, the S&P/TSX is down…

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Optimists, pessimists, and realists in life and investing

My last post, Why I am not a Bitcoin investor, sparked a surprisingly positive response both in and out of the comments section - thank you to those who reached out.  Even the Canadian Moneysaver is going to pick it up for an upcoming issue.  It seems there are a lot of investors who share my reservations about cryptocurrencies and…

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