Life is like a jar of golf balls

Here is an apocryphal story for you.  Its veracity may be questionable, but its impact and utility are not.   A university professor enters a classroom full of students carrying a box which he puts on the floor.  He pulls a large glass jar out of the box and puts it on his desk.  Then he reaches back into the box…

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A cold hard look at buying a house

At the last moneySmartMD course a young physician asked a great question: "How can I figure out how much is reasonable to spend on a house?  It seems like the longer I wait, the less affordable they get.  What's the best approach?"This is one of those big, tough questions that deserves a thoughtful answer, so I thought I'd brush up…

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Making good decisions in wicked environments

We recently decided to move.  The short story is that we found and bought the perfect house at a reasonable price and we sold our current house in just four days for over our asking price.  Sounds good, right?  Upon hearing the news, someone close to me commented, “Wow, you guys really got lucky!”.Did we?  As always, there was some…

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