Lessons from the COVID crash and recovery

Success is not the result of knowledge, talent, or even skill. These things help, to be sure, but the most important determinant of achievement is step-by-step improvement. It doesn’t matter how many times you fail, as long as you take those lessons and get back to it. It doesn’t matter if you start clueless and awkward as long as you…

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10 Advantages DIY investors have over the pros

Advice is loud when the person giving it has something to gain – and the financial services industry has a lot to gain by convincing you that the best place for your money is in their hands.  To be fair, there can be value in the services of some financial advisors.  But the other side of this story needs to…

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The real problem with financial advisors

The road to financial independence and through retirement often feels like a menacing dark alley rather than a pleasant rolling country road. As a result, millions of Canadians hand the reins over to financial advisors, assuming expertise comes bundled with the title. The minority choose to steer clear of financial advisors, wary of the conflicts of interest that pollute the…

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