Questions we all need answers to:

  • Am I saving enough?
  • Am I using my accounts the best way?
  • Should I pay off debt or invest?
  • Are my investments maximizing returns and minimizing risk?
  • Should I incorporate?
  • What risks are there and am I managing them well?
  • Am I paying too much in fees?
  • How long will my money last?
  • When can I retire?
  • What is the best way to draw an income in retirement?

Money is an incredibly important part of our lives.  The only way to have confidence in our financial future is to have a thorough, unbiased financial plan.

Are you looking for one-on-one help?

The moneySmartMD course is designed to help physicians along their path toward financial independence, but sometimes one-on-one financial planning is the best option.  If you are just starting out on your financial journey, you can be sure you’re starting out on the right foot.  If you have some experience managing your own investments, having access to professional planning software and an experienced second opinion can be a huge benefit.

Unfortunately, it can be difficult or impossible to access evidence-based, unbiased financial advice at a reasonable cost.   The average physician pays tens of thousands of dollars per year in financial fees, often without realizing it. The norm in the financial services industry is for fees to be tied to the sale of products or “assets under management” rather than on the actual services offered.

I feel strongly that financial advice should be thorough, unbiased, and affordable.  If you have an interest in managing your own money, I can help you define your goals and create a complete plan that will get you there.  I call it “mentoring” because my goal is to help you become an expert in your own financial situation – no matter how long it takes.

The first one-hour consultation is completely free and carries no obligation.  All meetings are via Zoom from the comfort of your own home.  If you choose to proceed, there is one flat fee (usually between $1500 and $3000, depending on needs/complexity) that covers all of the following:

        • cash flow assessment and plan
        • investment planning
        • debt management advice
        • insurance advice
        • retirement planning
        • tax planning
        • risk management
        • . . . and more

During the process, you will have unlimited access to me for questions.  Resources like spreadsheets, books, and professional-grade financial planning software reports are all yours to keep.

Taking control of your financial life is a big decision.  To find out if one-on-one flat-fee financial mentorship is for you, please email me personally: