Dr. Tom works hard. Between his office practice and hospital work, he always feels busy and whatever time is leftover is quickly absorbed by family responsibilities. Every day he drags himself out of bed, defibrillates his brain with coffee, and puts his shoulder to the grindstone once again. Tom likes his work and loves his family. He knows he's fortunate…
Dr. Cathy had been working as an internist for almost three decades. She made a good income, spent with restraint, and saved consistently. Based on her financial plan, she knew how much money she needed to retire. As the finish line approached, she got more and more excited for the freedom she’d be able to enjoy. But, then other feelings…
Would you like an investment that has the potential to make you money with no risk? Who wouldn't? This is the sales pitch for segregated funds, and it sounds like a no-brainer. Unfortunately, while segregated funds make lots of money for the agents and companies who sell them, they are almost never a good idea for investors. Should you invest…